Partner Profile

Renata Cardoso



LL 250


Renata has extensive experience in banking and capital markets in Brazil both in transactional and regulatory matters. She has advised issuers and coordinators on some of the most complex debt and securitisation offerings in Brazil. Her experience also includes legal advice on M&A transactions in the financial and payments sector. This includes the US$5.6 billion acquisition of HSBC Brasil by Banco Bradesco, the credit card joint venture between Banco do Brasil and Cielo to the value of US$4.4 billion, the joint venture between UBS and Banco de Brasil for the investment banking and brokerage businesses. She has also worked on many other transactional and regulatory matters involving financial institutions, fintechs and payment institutions.

Academically, Renata has a degree in law from the University of São Paulo USP) and a master's in banking law and international financial law from Instituto Brasileiro de Mercado de Capitais (IBMEC).

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